Annapurna Bhandar Scheme (Annapurna Yojana) in West Bengal
- Quick Summary
- Overview and Background
- Financial Assistance and Disbursement Cycle
- Disbursement Schedule
- Migration for Earlier Lakshmir Bhandar Recipients
- Eligibility Criteria
- Disqualifications and Exclusions
- Required Documents Checklist
- Step-by-Step Online Application Process
- Offline Application Through Duare Sarkar Camps
- How to Check Application and Payment Status Online
- Resolving Payment Failures and Common Issues
- 1. Payment Failed or Transaction Returned
- 2. Name Mismatch Across Records
- 3. Change in Registered Mobile Number
- Frequently Asked Questions
- Is Annapurna Bhandar separate from Lakshmir Bhandar?
- Can an unmarried woman living with her parents apply?
- What happens when a beneficiary reaches 60 years of age?
- Are women in families owning agricultural land eligible?
- What is the fee to apply for Annapurna Bhandar?
Quick Summary
| Parameter | Specification |
|---|---|
| Scheme Name | Annapurna Bhandar Scheme (Annapurna Yojana) |
| State | West Bengal |
| Administering Department | Department of Women & Child Development and Social Welfare |
| Beneficiary Target | Adult female residents of West Bengal |
| Monthly Cash Benefit | ₹3,000 per month via Direct Benefit Transfer |
| Annual Benefit | ₹36,000 per year |
| Eligible Age Bracket | 25 to 60 years |
| Family Income Ceiling | Monthly family income up to ₹10,000 |
| Predecessor Scheme | Replaces the earlier tiered Lakshmir Bhandar scheme |
| Official Application Portal | https://socialregistry.wb.gov.in/citizen |
| Official Status Check Portal | https://socialsecurity.wb.gov.in |
| Department Helpline | 1800-345-5505 |
| State Grievance Cell | 1971 / 1800-3456-851 |
Overview and Background
The Annapurna Bhandar Scheme is the state government's primary financial assistance initiative for women across West Bengal. Rolled out in June 2026, this program reorganizes and expands the state's longstanding Lakshmir Bhandar assistance model. Under the previous structure, beneficiaries received either ₹1,000 or ₹1,200 per month depending on their social category. The Annapurna Bhandar structure replaces that tiered model with a uniform monthly deposit of ₹3,000 directly into the woman beneficiary's bank account.This initiative is administered by the Department of Women & Child Development and Social Welfare. The primary objective is providing unconditional monthly liquidity to female homemakers and workers in low-income households. By ensuring dependable cash flow on the first week of every calendar month, the state aims to help families cover monthly kitchen staples, medicine purchases, and educational supplies for school-going children without resorting to high-interest local money lenders.
Financial Assistance and Disbursement Cycle
Beneficiaries approved under Annapurna Bhandar receive ₹3,000 per month. The annual entitlement equals ₹36,000 per recipient.
Disbursement Schedule
The state treasury releases funds through the Public Financial Management System using the National Payments Corporation of India (NPCI) Aadhaar Payment Bridge. Installments are credited directly to the woman's savings bank account between the first and seventh day of each calendar month. Beneficiaries receive an automated SMS confirmation from their bank as well as the state social registry once the funds clear.
Migration for Earlier Lakshmir Bhandar Recipients
Women who were already receiving benefits under the older Lakshmir Bhandar scheme do not need to submit a fresh application from scratch. The Department of Women & Child Development has transitioned existing records over to the Annapurna registry. However, payment continuity requires each recipient to ensure their bank account remains active, correctly seeded with their Aadhaar number, and updated with valid mobile credentials on the social registry portal.
Eligibility Criteria
To qualify for the monthly ₹3,000 deposit under Annapurna Bhandar, an applicant must satisfy all of the following conditions:
- State Domicile: The applicant must be a permanent resident of West Bengal with a verifiable residential address in the state.
- Gender: Only female citizens are eligible to apply.
- Age Limits: The applicant must have completed 25 years of age and must not have crossed 60 years on the date of submission. Once a beneficiary reaches 60 years of age, she is automatically evaluated for transition into the state's regular Old Age Pension scheme.
- Income Ceiling: The total monthly income of the applicant's household must not exceed ₹10,000 (annual family income of ₹1,20,000 or less).
- Ration Card Requirement: The family must hold an active Digital Ration Card issued by the West Bengal Food and Supplies Department (AAY, PHH, SPHH, or RKSY-I/II).
- Individual Bank Account: The applicant must maintain an operative single savings bank account in her own name. Joint accounts with spouses or relatives are rejected during automated verification.
Disqualifications and Exclusions
Applications are rejected if the applicant or any member of her immediate family meets any of the following disqualifying conditions:
- Government Employment: Women who hold permanent employment in central government, state government, statutory bodies, public sector undertakings, municipal corporations, panchayats, or government-aided educational institutions.
- Government Pensioners: Individuals already receiving a regular monthly pension from central or state government employment.
- Income Tax Payers: Any household where the applicant or her spouse files income tax returns or pays professional income tax above the exemption threshold.
- Duplicate Cash Scheme Recipients: Beneficiaries who are already enrolled in other high-value monthly state cash pension schemes that provide ₹3,000 or more per month.
Required Documents Checklist
Before starting the application, gather self-attested copies along with original documents for verification:
- Aadhaar Card: Clear copy with matching name, date of birth, and active mobile linkage.
- Voter Identity Card (EPIC): Issued with a West Bengal constituency address.
- Digital Ration Card: Indicating family category (AAY, SPHH, PHH, or RKSY).
- Bank Account Passbook: Showing the applicant as the sole account holder, bank branch IFSC code, account number, and MICR code.
- Passport-Size Photographs: Two recent color photographs taken against a light background.
- Income Declaration or Certificate: Self-declaration of monthly family income verified by the local Gram Panchayat Pradhan or Municipal Councillor.
- Swasthya Sathi Card: If available, as the family identification number links your household registry profile.
Step-by-Step Online Application Process
Eligible women can complete their initial registration through the official West Bengal Social Registry portal:
- Open your web browser and go to the official portal: https://socialregistry.wb.gov.in/citizen.
- Click on the option labeled "Citizen Login / Family Registration".
- Enter your active 10-digit mobile number and click on "Generate OTP".
- Enter the one-time password received on your phone and complete the security captcha.
- Select your District, Sub-Division, and Rural Block or Urban Municipality from the dropdown options.
- Click on "Apply for New Scheme" and select "Annapurna Bhandar Scheme" from the active welfare list.
- Fill in your personal details exactly as they appear on your Aadhaar card: legal name, father's or husband's name, date of birth, and residential address.
- Enter your Digital Ration Card number and verify the family member details populated on the screen.
- Enter your bank details: Bank Name, Branch, Account Number, and IFSC code. The system performs a penny-drop verification to ensure the name on the account matches your application.
- Upload scanned copies of your Aadhaar card, ration card, and bank passbook first page in PDF or JPG format (maximum file size 200 KB each).
- Review the summary page, check the self-declaration box affirming you do not pay income tax or work in government service, and click "Submit Application".
- Note down the computer-generated 16-digit Application Tracking Number shown on the confirmation slip. Download and print the receipt for your records.
Offline Application Through Duare Sarkar Camps
For citizens who do not have internet access or smartphone facilities, the state conducts regular physical application drives:
- Visit the nearest Duare Sarkar outreach camp organized by your district administration, or visit your local Block Development Office (in rural areas) or Borough Office (in municipal areas).
- Collect the physical Annapurna Bhandar application form free of charge from the designated Women & Child Welfare registration counter.
- Fill in the form in Bengali, English, or Nepali with your personal details, Aadhaar number, ration card details, and bank account number.
- Attach photocopies of your Aadhaar card, voter card, ration card, bank passbook, and one passport photograph.
- Hand over the completed form to the desk officer. The officer verifies the originals, stamps the application, and hands you an acknowledgment tear-off slip with an official seal and tracking number.
- Field verification is conducted by the local Anganwadi worker or Gram Panchayat executive within 15 to 21 working days.
How to Check Application and Payment Status Online
Applicants can monitor their approval stage and monthly payment credits directly online:
- Visit the tracking interface on https://socialsecurity.wb.gov.in.
- Locate the "Track Applicant Status" button on the citizen menu.
- Enter your Application Tracking Number, 12-digit Aadhaar Number, or registered Mobile Number.
- Complete the numeric security captcha and click "Search".
- The portal displays your profile card with one of the following statuses: - Submitted: Application recorded and queued for scrutiny. - Under Verification: Local field inquiry in progress by the block or municipal inspector. - Sanctioned / Approved: The application is accepted and forwarded to the state treasury for payment scheduling. - Payment Disbursed: The monthly credit transaction ID, bank reference number, and credit date are displayed.
Resolving Payment Failures and Common Issues
1. Payment Failed or Transaction Returned
If your status shows approved but payments fail to reflect in your passbook, your bank account is likely not seeded with the NPCI Aadhaar mapper. Visit your home bank branch, request the "Aadhaar Seeding and DBT Consent Form", and ask the teller to enable Direct Benefit Transfer on your account.
2. Name Mismatch Across Records
If your name on your bank account differs significantly from your Aadhaar card (such as surname spelling differences after marriage), automated penny-drop checks fail. Update your passbook name at your bank branch to match your Aadhaar card exactly.
3. Change in Registered Mobile Number
If you no longer hold the mobile number linked during registration, visit the BDO office or municipal social welfare desk with your original Aadhaar card to update your mobile credentials in the registry.