Affordable housing, sanitation, and urban-infrastructure development schemes.
Guides to government welfare programmes under Housing & Urban Development, newest first.
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Housing and Urban Development schemes provide pucca houses, basic civic amenities, water supply, and slum redevelopment to homeless and low-income citizens across rural and urban India. The Ministry of Housing and Urban Affairs (MoHUA) and Ministry of Rural Development oversee these programs.
Pradhan Mantri Awas Yojana (PMAY-Urban and PMAY-Gramin) has sanctioned millions of housing units, offering upfront financial subsidies (up to ₹2.5 Lakh) and credit-linked interest subsidies to Economically Weaker Sections (EWS) and Lower Income Groups (LIG).
The programs ensure that every allotted house has attached sanitary toilets, clean drinking water connections under Jal Jeevan Mission, electricity under Saubhagya, and LPG connections under Ujjwala.
PMAY-Gramin provides ₹1.20 Lakh in plain areas and ₹1.30 Lakh in hilly/difficult states directly to the beneficiary's bank account in milestone-based installments for house construction.
Families belonging to EWS or LIG categories purchasing or constructing their first pucca house can receive upfront interest subsidy on home loans through designated financial institutions.
Yes, under PMAY guidelines, the house must be registered in the name of the female head of the household or in joint ownership with her husband, empowering women homeowners.
You can track application status online at pmaymis.gov.in (Urban) or pmayg.nic.in (Gramin) using your Assessment ID, Aadhaar number, or Application Registration Number.
