Terms and Conditions
Last updated: September 2026
These Terms and Conditions ("Terms") govern your use of www.schemewala.com (the "Website"), operated by Schemewala ("we", "us", or "our"). By accessing or using the Website, you agree to be bound by these Terms. If you do not agree, please do not use the Website.
About the Website
Schemewala is an independent information portal that explains Indian government welfare schemes in plain language. We are not a government website and have no official affiliation with any government department, ministry, or scheme. All scheme names, logos, and trademarks belong to their respective owners.
Informational Purpose Only
The content on this Website is provided for general informational purposes only. It does not constitute legal, financial, tax, or professional advice. Government scheme rules, eligibility, benefits, deadlines, and procedures change frequently. Before acting on any information, you must verify the current details on the relevant official government portal or with the concerned authority.
No Guarantee of Accuracy
We take care to keep our guides accurate and current, but we do not warrant that the content is complete, up to date, or error-free. You rely on the information at your own risk.
No Government Affiliation
We do not process applications, accept documents, collect fees, or provide any government service, and we cannot influence the outcome of any application. Never pay us, or any third party claiming to represent us, in exchange for a scheme benefit.
Intellectual Property
Unless stated otherwise, the original text, layout, and design of the Website are owned by Schemewala and protected by applicable intellectual property laws. You may view and share links to our content for personal, non-commercial use. You may not copy, reproduce, or republish substantial portions of the Website without our written permission. Government names, emblems, and trademarks remain the property of the respective authorities.
Acceptable Use
- Do not use the Website for any unlawful purpose;
- Do not attempt to gain unauthorised access to the Website or its systems;
- Do not introduce malware or disrupt the Website's operation;
- Do not scrape, republish, or misuse our content in a way that infringes our rights.
Advertising and Third-Party Links
The Website displays third-party advertisements and links to external websites, including official government portals. Advertisements and external links do not constitute our endorsement. We are not responsible for the content, products, services, or practices of third-party websites or advertisers.
Disclaimer of Warranties
The Website and its content are provided "as is" and "as available" without warranties of any kind, whether express or implied, including but not limited to warranties of accuracy, merchantability, or fitness for a particular purpose.
Limitation of Liability
To the fullest extent permitted by law, Schemewala and its operators shall not be liable for any direct, indirect, incidental, consequential, or other damages arising out of your use of, or inability to use, the Website or its content, including any loss resulting from reliance on the information provided.
Indemnity
You agree to indemnify and hold harmless Schemewala and its operators from any claims, losses, or expenses arising out of your misuse of the Website or your breach of these Terms.
Changes to These Terms
We may revise these Terms from time to time. The updated version takes effect when posted on this page. Your continued use of the Website after changes are posted means you accept the revised Terms.
Governing Law
These Terms are governed by the laws of India. Any dispute arising out of or relating to the Website or these Terms shall be subject to the exclusive jurisdiction of the competent courts in India.
Contact Us
Questions about these Terms can be sent to support.schemewala@gmail.com.