Mizoram Universal Health Care Scheme: ₹5 Lakh Coverage, Apply & Portals

1. General Public and Vulnerable Families

• Covers all permanent residents of Mizoram who are not regular government servants or pensioners.
• Provides up to ₹5,00,000 in cashless inpatient treatment per family each year on a floater basis.
• Subsidized by the state government, with vulnerable households receiving zero-premium enrollment.

2. State Government Employees and Pensioners

• Provides comprehensive cashless hospital coverage for active employees and retirees.
• Pensioners qualify for expanded coverage up to ₹12,00,000 under dedicated statutory rules.
• Enables patients to receive treatment at empanelled super-specialty institutions outside Mizoram without paying immediate medical deposits or waiting for post-discharge reimbursement.

• The applicant must be a permanent resident of Mizoram holding a certified Indigenous Mizo Tribal Certificate or valid Permanent Resident Certificate.
• The applicant's household must be registered on the state citizen registry or possess a recognized Village Council family recommendation.
• The applicant must maintain an active individual or family Aadhaar card.
• Government employees must provide official department identification and employee code details.
• Pensioners must submit verified Pension Payment Order records.

Exclusions and Scheme Overlap

• Individuals already covered under comprehensive central defense or railway medical arrangements.
• Applicants who submit false residency declarations or attempt dual enrollment under non-entitled categories.

• Aadhaar Card of each family member to be included on the health card.
• Mizo Tribe Certificate or Permanent Resident Certificate issued by the competent Deputy Commissioner.
• State Ration Card issued by the Food, Civil Supplies & Consumer Affairs Department.
• Voter Identity Card (EPIC) registered in a Mizoram legislative assembly constituency.
• For Employees and Pensioners: Department ID card, latest pay slip, or Pensioner Payment Order (PPO).
• Passport-size photographs of all family members.
• Active Mobile Number for receiving registration authentication SMS alerts.

1. Open your web browser and navigate to the official portal at muhcs.mizoram.gov.in.
2. Click on Online Enrolment from the top navigation menu.
3. Select your appropriate category: Public Enrolment or Employee/Pensioner Enrolment.
4. Input your active 10-digit mobile number and authenticate through the verification OTP.
5. Enter the family head's details, residential address, district, and village council area.
6. Add dependent family members (spouse, children, and dependent parents) along with their individual Aadhaar numbers.
7. Upload scanned copies of the Tribe Certificate, ration card, and family photographs.
8. Review your entered data carefully and click Submit Enrolment.
9. Upon electronic verification by the Mizoram State Health Care Society, log in to your account and click Download MUHCS Card to print your laminated e-card.

1. Visit any empanelled public or private hospital and proceed to the dedicated MUHCS Help Desk at the reception or admission counter.
2. Present your MUHCS Health Card along with the patient's Aadhaar card.
3. The on-duty Arogya Mitra verifies beneficiary eligibility on the state transaction server.
4. The treating medical officer submits an online pre-authorization request for the required surgical or clinical package.
5. Once pre-authorization is approved by the society's medical clearance team, all medical consultations, diagnostics, intensive care stay, and surgical charges are covered without cash payment.
6. Upon clinical recovery and formal discharge, the hospital dispenses prescribed recovery medicines for five days without charging any out-of-pocket fees.

Continuous Chemotherapy and Radiation Regimens

Emergency Transit and Medical Board Clearances