Mukhyamantri Ayushman Arogya Yojana (formerly Chiranjeevi): Rajasthan Health Cover Guide
Quick Summary
| Field | Detail |
|---|---|
| Scheme | Mukhyamantri Ayushman Arogya Yojana (formerly Mukhyamantri Chiranjeevi Swasthya Bima Yojana) |
| State | Rajasthan |
| Department | Medical, Health & Family Welfare Department (State Health Assurance Agency) |
| Launched | 1 May 2021 (launched as Chiranjeevi; later renamed MAAY) |
| Benefit | Cashless health cover up to Rs 25 lakh/family/year + Rs 10 lakh accident cover |
| Beneficiaries | Rajasthan families (free for eligible categories; others via annual premium) |
| Official Portal | chiranjeevi.rajasthan.gov.in (confirm on the official portal — URL may migrate to a MAAY address) |
| Status | Active |
About the Scheme
Mukhyamantri Ayushman Arogya Yojana (formerly Mukhyamantri Chiranjeevi Swasthya Bima Yojana) is Rajasthan’s flagship health assurance programme. It was originally launched on 1 May 2021 as the Mukhyamantri Chiranjeevi Swasthya Bima Yojana and, following the change of government, was renamed Mukhyamantri Ayushman Arogya Yojana (MAAY). Throughout this guide we use the current name alongside the former name so readers who knew it as “Chiranjeevi” can follow along.
The scheme is administered by the Medical, Health & Family Welfare Department through the State Health Assurance Agency. Its central aim is to provide universal, cashless health protection to Rajasthan families at government and empanelled private hospitals, so that a serious illness or hospital admission does not push a household into debt through large out-of-pocket costs.
Under the scheme, treatment is intended to be delivered cashless at the hospital help desk, meaning eligible patients should not have to pay upfront for covered packages. Because this is a Your-Money-Your-Life (health and finance) topic, always confirm the exact package list, current premium and portal details on the official Rajasthan portal before relying on them.
Benefits
The scheme is designed to remove catastrophic health costs for Rajasthan families. As reported in the official scheme details, the key benefits are:
- Cashless treatment up to Rs 25 lakh per family per year — described as one of India’s highest state-level health covers.
- Accident insurance cover up to Rs 10 lakh.
- Coverage for a wide list of packages and procedures.
- Treatment available at government hospitals and empanelled private hospitals.
Please confirm the current cover amount, accident cover and the empanelled hospital list on the official portal, as figures and package lists can change over time.
Eligibility Criteria
Eligibility and the cost of joining depend on the category a family falls under:
- Free enrolment for eligible categories such as NFSA/SECC beneficiaries, small and marginal farmers, and contractual workers.
- Other families can enrol by paying an annual premium of about Rs 850 per year, with the state paying the remaining share (confirm the current premium on the official portal).
- The family must be registered on Jan Aadhaar, which is the key identifier used for the scheme in Rajasthan.
Documents Required
Keep the following ready, as reported in the scheme details (confirm the exact list on the official portal):
- Jan Aadhaar card (the key identifier for the scheme in Rajasthan)
- Aadhaar card
- Bank account details
- Family registered on Jan Aadhaar
How to Apply
- Register or verify your family on Jan Aadhaar.
- Enrol on the scheme portal — families in the free category are auto-covered, while the paid category pays the annual premium (reported as around Rs 850).
- At an empanelled hospital, present your Jan Aadhaar / scheme ID at the help desk so that treatment is processed cashless.
Common Mistakes to Avoid
- Family is not registered on Jan Aadhaar.
- Going to a hospital that is not empanelled under the scheme.
- Assuming the paid category is automatically covered without actually paying the premium.
- Not carrying your Jan Aadhaar and ID at the time of treatment.
हिंदी में मुख्य जानकारी (Key Information in Hindi)
योजना: मुख्यमंत्री आयुष्मान आरोग्य योजना (पूर्व नाम: मुख्यमंत्री चिरंजीवी स्वास्थ्य बीमा योजना) राजस्थान सरकार की एक स्वास्थ्य बीमा योजना है।
लाभ: प्रति परिवार प्रति वर्ष 25 लाख रुपये तक का कैशलेस इलाज तथा 10 लाख रुपये तक का दुर्घटना बीमा कवर (आधिकारिक पोर्टल पर पुष्टि करें)।
पात्रता: NFSA/SECC लाभार्थी, छोटे व सीमांत किसान तथा संविदाकर्मी जैसी पात्र श्रेणियों के लिए निःशुल्क; अन्य परिवार लगभग 850 रुपये वार्षिक प्रीमियम पर पंजीकरण करा सकते हैं (वर्तमान प्रीमियम की पुष्टि करें)। परिवार का जन आधार पर पंजीकरण आवश्यक है।
आवेदन कैसे करें: पहले परिवार को जन आधार पर पंजीकृत/सत्यापित करें, फिर योजना पोर्टल पर पंजीकरण करें। इलाज के समय एम्पैनल्ड अस्पताल के हेल्प डेस्क पर जन आधार/स्कीम आईडी दिखाएं।
आवश्यक दस्तावेज़: जन आधार कार्ड, आधार कार्ड, बैंक खाता विवरण तथा जन आधार पर पंजीकृत परिवार।
Frequently Asked Questions
Official Links & Helpline
The official portal is reported as chiranjeevi.rajasthan.gov.in. As reported, the address may migrate to a Mukhyamantri Ayushman Arogya Yojana (MAAY) URL, so please confirm the current link on the official Rajasthan portal before applying. You can also refer to janaadhaar.rajasthan.gov.in for Jan Aadhaar registration and sso.rajasthan.gov.in for SSO login. Always verify premium amounts, cover limits and the empanelled hospital list on the official portal, as this is a health-and-finance matter where accuracy is essential.