Government Schemes in Bihar | Complete List of Important Bihar Sarkari Yojana

Bihar offers a wide range of government schemes designed to support students, women, farmers, senior citizens, workers, entrepreneurs, and economically weaker families across the state. These include programmes launched by the Bihar state government as well as major Central Government schemes available to eligible Bihar residents.

This guide covers the most important and widely used schemes in Bihar, organized by category. For each scheme, you will find a short description, who can benefit, the main benefits and amounts, and where to find official information.

Important: Government schemes often have specific eligibility conditions, required documents, application windows, and changing benefit amounts. The details shared below are based on information available as of August 2026. Always verify the latest guidelines on the official portal before applying. Benefit amounts, eligibility criteria, and application deadlines can change without prior notice.

The schemes listed below are run by the Government of Bihar through various state departments. They are funded and administered by the Bihar state government.

The Bihar Student Credit Card scheme helps students from Bihar access higher education by providing affordable education loans. Launched as part of the Saat Nishchay programme, BSCC is one of the most popular student welfare schemes in the state.

Eligibility: Permanent residents of Bihar who have passed Class 12 (or equivalent) and have secured admission in a recognized higher education institution. Age limit is generally 25 years for undergraduate and 30 years for postgraduate courses.

Benefits: Education loan of up to ₹4 lakh at highly subsidized interest rates. The loan covers tuition fees, hostel charges, books, laptops, and other academic expenses. Women, transgender students, and persons with disabilities may be eligible for 0% interest.

Official Portal: 7nishchay-yuvaupmission.bihar.gov.in

One of Bihar's flagship welfare programmes, MKUY supports the education and empowerment of girls at every stage from birth through graduation. Financial assistance is provided in installments at key milestones.

Eligibility: Girl children born in Bihar to permanent residents. Benefits at the graduation stage require the student to be unmarried. Maximum two daughters per family.

Benefits:

Total assistance from birth to graduation can reach approximately ₹94,100 depending on milestones achieved.

Official Portal: medhasoft.bihar.gov.in

This scheme provides financial assistance to Class 9 students in government schools to purchase a bicycle, helping reduce dropout rates and improve school attendance, particularly among girls in rural areas.

Eligibility: Students enrolled in Class 9 at government or government-aided schools in Bihar.

Benefits: Approximately ₹3,000 credited directly to the student's bank account for bicycle purchase.

Provides financial assistance to students from economically weaker families to buy school uniforms, ensuring they can attend school with dignity.

Eligibility: Students in Classes 1 to 12 studying in government schools in Bihar.

Benefits: ₹400 to ₹600 for primary classes, with higher amounts for upper classes. Funds are transferred via DBT to the student's or parent's bank account.

A merit-based scholarship for SC and ST girl students who pass their Class 12 examination, encouraging higher education among disadvantaged communities.

Eligibility: SC/ST girl students from Bihar who have passed Class 12 from a recognized Bihar institution.

Benefits: ₹15,000 for first division and ₹10,000 for second division pass.

Managed by the Bihar government, this scholarship supports students from Scheduled Caste, Scheduled Tribe, Backward Class, and Extremely Backward Class categories who are pursuing post-matriculation education.

Eligibility: Permanent residents of Bihar belonging to SC/ST/BC/EBC categories, pursuing post-matric courses. Family income limits apply (generally up to ₹3 lakh per year for certain categories).

Benefits: Covers maintenance allowance and tuition/course fees. Amount varies by course and category. Applications are processed annually through the PMS portal.

Official Portal: pmsonline.bih.nic.in

Financial support for school-going SC/ST students in Classes 1 to 10 to reduce dropout rates and encourage continued education.

Eligibility: SC/ST students studying in Classes 1 to 10 in recognized institutions in Bihar.

Benefits: Recently revised rates include ₹1,200/year for Classes 1-4, ₹2,400/year for Classes 5-6, ₹3,600/year for Classes 7-10, and up to ₹6,000 annually for residential students.

A social welfare scheme that provides financial assistance to economically disadvantaged families at the time of their daughter's marriage, while also discouraging child marriage and promoting marriage registration.

Eligibility: The family must be below the poverty line (BPL) with annual income not exceeding ₹60,000. The bride must be at least 18 years old and the groom at least 21. The family must be a permanent resident of Bihar.

Benefits: ₹5,000 as marriage assistance. An additional ₹2,000 may be provided if the marriage is officially registered.

How to Apply: Through serviceonline.bihar.gov.in or through local authorities (Mukhiya/BDO).

Promotes social harmony by providing financial incentives for inter-caste marriages in Bihar.

Eligibility: Both partners must be residents of Bihar. The marriage must be a legally registered inter-caste marriage.

Benefits: A one-time grant of ₹1,00,000 for eligible couples. Reports indicate that the amount may be up to ₹2.5 lakh for certain categories.

JEEViKA, run by the Bihar Rural Livelihoods Promotion Society (BRLPS), is a large-scale women's empowerment programme that organizes rural women into self-help groups (SHGs) for social and economic upliftment.

Who Benefits: Rural women across Bihar, particularly from economically weaker sections.

Benefits: Access to micro-credit, financial literacy, skill training, agricultural support, and market linkages through SHGs. JEEViKA-Sudha sales centres are being set up across all panchayats for women-led enterprise products.

Official Website: brlps.in

A core skill development initiative under Bihar's Saat Nishchay framework. KYP provides free training in life skills, communication (Hindi and English), and basic computer literacy to improve employability among young people.

Eligibility: Youth aged 15 to 28 years (with relaxations for SC/ST/OBC/PwD). Must have passed at least Class 10.

Benefits: Free skill training through authorized centres. The programme has been extended until 2031, and new courses in areas like Drone Technology, Digital Marketing, and Solar Energy are being added.

Registration: skillmissionbihar.org

Provides a monthly financial allowance to unemployed youth while they search for jobs, as long as they are enrolled in the Kushal Yuva Program (KYP).

Eligibility: Youth aged 20 to 25 years who have passed Class 12 or higher, are not currently employed, and are not enrolled in higher education. Must also be enrolled in KYP.

Benefits: ₹1,000 per month for up to two years.

Official Portal: 7nishchay-yuvaupmission.bihar.gov.in

Bihar's flagship entrepreneurship scheme provides significant financial support to people from SC, ST, EBC, women, and youth categories to start their own businesses. It is one of the largest self-employment schemes in the state.

Eligibility: Permanent residents of Bihar aged 18 to 50. Minimum educational qualification is 10+2, ITI, or Polytechnic Diploma. The enterprise must be a proprietorship or partnership firm. The scheme covers specific categories including youth, women, SC/ST, EBC, and minorities.

Benefits: Total financial assistance of up to ₹10 lakh, consisting of ₹5 lakh as a non-repayable subsidy (grant) and ₹5 lakh as an interest-free loan repayable in 84 monthly installments.

Official Portal: udyami.bihar.gov.in

Designed for extremely poor families, this scheme provides a government grant (not a loan) to help them start small micro-enterprises and achieve self-reliance.

Eligibility: Families identified as extremely poor in Bihar. Specific targeting criteria are set by the state government.

Benefits: A total grant of ₹2 lakh, disbursed in three installments: ₹50,000 + ₹50,000 + ₹1,00,000. This is a grant, not a loan, and does not need to be repaid.

Official Portal: udyami.bihar.gov.in

Provides financial assistance to rural unemployed youth, especially from SC, ST, and EBC categories, to purchase commercial passenger vehicles, creating self-employment while improving rural transport connectivity.

Eligibility: Residents of rural Bihar belonging to SC/ST/EBC categories.

Benefits: Subsidy of 50% of the vehicle cost: up to ₹1 lakh for standard vehicles, up to ₹70,000 for e-rickshaws, and up to ₹2 lakh for ambulances.

Application: Processed in phases by the Transport Department via the Bihar Transport Department portal.

Bihar's own crop assistance scheme that provides direct financial support to farmers who suffer crop loss due to natural calamities like floods, drought, or unseasonal rain.

Eligibility: All farmers in Bihar (both Raiyat and Gair-Raiyat) who are registered on the DBT Agriculture portal and have suffered crop loss.

Benefits:

Funds are transferred directly to the farmer's bank account via DBT.

Official Portal: dbtagriculture.bihar.gov.in

Provides a subsidy on diesel costs for irrigation during periods of insufficient rainfall, helping farmers who use diesel pump sets for their Kharif crops.

Eligibility: Both Raiyat (landowning) and Gair-Raiyat (tenant) farmers registered on the Bihar Agriculture Department portal.

Benefits: Subsidy of ₹75 per litre of diesel (₹750 per acre for one irrigation). Maximum assistance can reach up to ₹18,000 per season for up to 8 acres.

Official Portal: dbtagriculture.bihar.gov.in

Subsidies on farm equipment and machinery to help Bihar's farmers modernize their farming practices and improve productivity.

Eligibility: Farmers registered with the Bihar Agriculture Department. Subsidy rates may vary based on category (SC/ST/small and marginal farmers typically get higher subsidy).

Benefits: Subsidies ranging from 40% to 80% on various types of farm equipment including tractors, harvesters, tillers, and other machinery.

Bihar's old-age pension scheme for senior citizens, providing a monthly pension to residents aged 60 and above. It is one of the most widely availed social security schemes in the state.

Eligibility: Permanent residents of Bihar aged 60 years or above. Retired government employees drawing a pension are generally not eligible.

Benefits: Monthly pension of ₹1,100 (revised and increased in 2025). Disbursed directly to the beneficiary's bank account via DBT, typically around the 10th of every month.

Official Portal: sspmis.bihar.gov.in

Monthly pension for widowed women in Bihar to provide them with basic financial security.

Eligibility: Widowed women aged 18 years or above who are permanent residents of Bihar. Typically targeted at BPL families with annual income of ₹60,000 or less.

Benefits: ₹1,100 per month via DBT.

Official Portal: sspmis.bihar.gov.in

Monthly pension for persons with disabilities in Bihar who are not covered under the Central Government's IGNDPS scheme.

Eligibility: Persons with 40% or more disability (as per disability certificate). Must be a permanent resident of Bihar and should not be receiving pension under the central IGNDPS.

Benefits: ₹1,100 per month via DBT.

An umbrella scheme for the physical, social, educational, and economic empowerment of persons with disabilities in Bihar.

Eligibility: Persons with disabilities who are permanent residents of Bihar. Specific sub-components have different age and disability criteria.

Benefits:

Official Portal: sambalyojana.bihar.gov.in

Part of the Saat Nishchay programme, this scheme provides free electricity connections to unelectrified households in Bihar, along with subsidized electricity for BPL families.

Eligibility: Households in Bihar that do not currently have an electricity connection.

Benefits: Free new electricity connection. BPL families may also receive subsidized electricity (50 units per month at concessional rates).

Official Portal: hargharbijli.bsphcl.co.in

A large-scale environmental initiative focused on water conservation, groundwater recharge, and climate resilience in Bihar. The mission has been extended for 2025 to 2030.

Who Benefits: Rural communities across Bihar, with a focus on water-scarce areas.

Benefits: Pond and well restoration, check dam construction, afforestation drives, and improved irrigation infrastructure. Over 95% of planned projects have been completed as of mid-2026.

Managed by the Bihar Building and Other Construction Workers Welfare Board (BOCWWB), this scheme provides social security benefits to registered construction workers across the state.

Eligibility: Construction workers aged 18 to 60 who can provide proof of employment in the construction sector. Must register with the BOCW Board.

Benefits:

The following schemes are run by the Government of India and are available to eligible residents across Bihar. While they are not Bihar state government schemes, Bihar residents frequently search for them and can benefit from them.

Central Government Scheme

One of the largest farmer welfare schemes in India, PM-KISAN provides direct income support to all eligible landholding farmer families across the country.

Eligibility: All farmer families in Bihar who own cultivable land, subject to certain exclusion criteria (government employees, income taxpayers, institutional landholders, etc.).

Benefits: ₹6,000 per year in three equal installments of ₹2,000 each, transferred directly to the farmer's bank account. The 23rd installment was released in June 2026.

Important: eKYC is mandatory. Complete it via the PM-KISAN app, the official website, or your nearest Common Service Centre (CSC).

Official Portal: pmkisan.gov.in

Central Government Scheme

The world's largest government-funded health insurance programme. PM-JAY covers secondary and tertiary care hospitalization at empanelled hospitals across the country, and is fully operational in Bihar.

Eligibility: Families identified through the SECC database and other government databases. Senior citizens aged 70+ are now eligible regardless of socio-economic status.

Benefits: Health coverage of ₹5 lakh per family per year. Cashless and paperless at empanelled hospitals. Covers pre-existing conditions, diagnostics, medicines, and medical implants.

Official Portal: pmjay.gov.in

Central Government Scheme

Provides financial assistance to eligible rural families across India for construction of pucca (permanent) houses. Bihar has been one of the largest beneficiary states under this scheme.

Eligibility: Rural families in Bihar who do not own a pucca house, as identified through the SECC database. EWS and BPL families are prioritized.

Benefits: Financial assistance of ₹1.20 lakh per house, disbursed in installments linked to construction milestones. PMAY-U 2.0 is also active for urban areas.

Official Portal: pmayg.nic.in

Central Government Scheme

Provides deposit-free LPG connections to women from eligible poor households, promoting clean cooking fuel and reducing indoor air pollution.

Eligibility: Adult women from BPL households. Under Ujjwala 2.0, migrant families can apply using a self-declaration in place of traditional address proof.

Benefits: Free LPG connection (stove, regulator, and pipe). A targeted subsidy of ₹300 per 14.2 kg cylinder for up to 12 refills per year, credited directly to the bank account.

Official Portal: pmuy.gov.in

Central Government Scheme

Provides free food grains (rice and wheat) to eligible ration card holders under the National Food Security Act (NFSA).

Eligibility: Antyodaya Anna Yojana (AAY) and Priority Household (PHH) ration card holders in Bihar.

Benefits:

Distribution is through the Public Distribution System (PDS). Bihar uses the EPDS portal and Smart PDS 2.0 for ration card management.

Below are the official portals where you can verify scheme details, check eligibility, and submit applications:

Information in this article was last verified on 29 August 2026. Scheme details, benefit amounts, and eligibility criteria may have been updated since then. Please refer to the official portals linked above for the most current information.

https://bihar.gov.in/

https://serviceonline.bihar.gov.in/

https://biharbhumi.bihar.gov.in/

https://bpsc.bihar.gov.in/

https://bssc.bihar.gov.in/

https://csbc.bihar.gov.in/

https://police.bihar.gov.in/

https://epds.bihar.gov.in/

https://shs.bihar.gov.in/