Haryana Chirayu Ayushman Scheme: ₹5 Lakh Health Cover, PPP Family ID & Card Download

Chirayu Haryana is the state government's universal health protection initiative, expanding the benefits of Ayushman Bharat to cover over 40 lakh families across Haryana. Using the centralized Parivar Pehchan Patra (Family ID) database, the scheme provides ₹5,00,000 in annual cashless inpatient health insurance to vulnerable and middle-income households.The scheme removes financial barriers to medical treatment by covering diagnostic tests, surgical operations, medication, and post-hospitalization recovery. Patients receive treatment without out-of-pocket expenses at participating government hospitals and accredited private health facilities.

Haryana organizes Chirayu coverage into two income-based categories:

Because the scheme integrates with the state family database, minimal external paperwork is required:

Families in the contributory tier can enroll and download their cards by following these steps:

Because Chirayu Haryana relies entirely on the state's family identity infrastructure, keeping your Parivar Pehchan Patra (PPP) updated is essential for maintaining health cover:

If a family's annual earnings are incorrectly listed above the ₹1,80,000 threshold, preventing free health card issuance, the household head can submit an Income Grievance through the Parivar Pehchan Patra portal (meraparivar.haryana.gov.in). The grievance triggers a fresh assessment by a local verification committee comprising village school teachers, revenue patwaris, and municipal representatives. Once the revised earnings are certified by the Additional Deputy Commissioner (ADC), the Chirayu database updates automatically.

Chirayu Haryana cards operate at hundreds of accredited private multi-specialty hospitals across Haryana, Chandigarh, and the National Capital Region. Empanelled hospitals maintain a dedicated Ayushman Kiosk staffed by trained Arogya Mitras. Beneficiaries presenting their Family ID or printed Chirayu card receive priority admission without paying admission fees, diagnostic charges, or medicine deposits.

Families in the ₹1,80,001 to ₹3,00,000 income category must renew their coverage annually by paying the ₹1,500 contribution on the official portal during the declared annual enrollment window. The state opens renewal windows between September and November each year, ensuring continuous healthcare protection for the subsequent policy year.

The scheme classifies medical treatments into standardized packages approved by the National Health Authority. Covered interventions include cardiovascular stents, emergency trauma care, pediatric intensive care, neurosurgery, and total knee replacements. Empanelled private nursing homes cannot charge additional administrative fees, nursing charges, or surgical consumables fees to covered patients. In cases requiring emergency intensive care admission, hospitals are mandated to initiate lifesaving treatment immediately and complete online pre-authorization within 24 hours of admission.

A significant advantage for Haryana residents is inter-state portability. Beneficiaries living in border districts such as Gurugram, Faridabad, Sonipat, and Jhajjar can utilize their Chirayu cards at premier empanelled institutions in New Delhi and Chandigarh. The hospital Ayushman desk pulls the patient's record through the national health transaction portal, ensuring treatment access without needing inter-state referral certificates.